ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> <html> <head> <title>Revelation Financial Planning Services</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" /> <META NAME="authors" CONTENT="Matt R Galvin & Bruce R Galvin" /> <META NAME="description" CONTENT="Revelation Financial Planning provides Financial and Retirement Advisory Services to the General Public. Owned by Bruce Galvin, CFP." /> <link rel="stylesheet" href="main.css" type="text/css" /> <script type="text/javascript" language="javascript" src="menus/drop_down.js"></script> </head> <body class="body_text"> <div id="header"> <div id="logocell"> <span> </span> <a href="index.htm">Revelation Financial Planning: Fee-Only (Hourly) Financial and Retirement Advisory Services</a> </div> </div> <div id="content"> <div id="quicknav"> <a href="FAQ.htm"><span>&nbsp;</span>FAQ</a> <span></span> <a href="disclosure.htm"><span>&nbsp;</span>Disclosure</a> <span></span> <a href="contact_us.htm"><span>&nbsp;</span>Contact&nbsp;Us</a> <span></span> </div> <span id="minimumHeightElement"></span> <div class="body_text"> <p class="body_heading_text"><a href="resources_menu.htm">Resources</a> > Websites and Calculators</p> Revelation Financial Planning accepts no responsibility for content on third-party websites. <p class="body_heading_text">Websites:</p> <ul class="minimalList"> <li><a href="http://www.ambest.com/consumers">A.M. Best</a> - Consumer insurance information center about various insurance options available and the importance of an insurer's financial strength plus Best's Ratings.</li> <li><a href="http://www.putitinwriting.org/putitinwriting/index.jsp">Advance Directives</a> - Advance Directive information from American Hospital Association.</li> <li><a href="http://www.annualcreditreport.com">Annual Credit Report</a> - Best free credit report site. Get a report from each of the three major credit bureaus at one sitting. You'll need to answer a few questions to verify your identity, but you have to enter the information just once.</li> <li><a href="http://www.banxquote.com/">BanxCorp</a>  Current rates for U.S Treasury and other debt obligations. </li> <li><a href="http://www.bloomberg.com/">Bloomberg</a>  Financial news and information, including current bond prices and yields.</li> <li><a href="http://www.bc.edu/centers/crr/index.shtml">Center for Retirement Research</a>  At Boston College is an excellent source of research and articles about retirement issues.</li> <li><a href="http://www.charitynavigator.org/">Charity Watchdog</a>  More than 5,300 of the largest U.S. charities are rated, based on how effectively they use their money and how they develop their programs.</li> <li><a href="http://www.coffeehouseinvestor.com/">Coffeehouse Investor</a>  a simple approach to investing</li> <li><a href="http://assetbuilder.com/Investing/inv_potato.aspx">Couch Potato Portfolios</a>  Self-managed portfolios created by syndicated columnist Scott Burns that are similar to Lazy Portfolios . </li> <li><a href="http://www.countonyourretirement.com/">Count On Your Retirement </a>  Retirement savings educational program from Mercer. Helps individuals realize that retirement planning can be as easy as 1, 2, 3. Includes a number of calculators (risk, social security, retirement goal and retirement progress).</li> <li><a href="http://www.bankofamerica.com/creditcards">Credit Card Portal</a> - Information about credit cards provided through Bank of America.</li> <li><a href="http://www.fairmark.com/">Fairmark.com</a>  Tax Guide for Investors</li> <li><a href="http://www.troweprice.com/common/gcDefault/0,2955,lnp%253D10070%2526cg%253D1250%2526pgid%253D11735,00.html?van=getorganized"> Family Records Organizer</a>  Free CD from T. Rowe Price (they will mail) to store all family records. Also available retirement and estate planning guides plus a retirement readiness guide.</li> <li><a href="http://www.fdic.gov/">FDIC</a>  Deposit Insurance</li> <li><a href="http://www.finaid.com">Financial Aid</a> - College Financial Aid information.</li> <li><a href="http://www.360financialliteracy.org">Financial Literacy</a> - Life Stages, 360 degrees of financial literacy.</li> <li><a href="http://www.usaaedfoundation.org">Forms and Lists</a> - Provided by the USAA Educational Foundation. The missioin of the foundaiton is to help comsumers make informed decisons by providing information on financial management, safety concerns significant life events. Covers almost all chapters of life with topics that include: vehicle, family, financial, house and insurance.</li> <li><a href="http://www.fundadvice.com">FundAdvice</a> - Named one of the bist websites for investing by Forbes, TheStreet.com and other, mainly because it offers tons of free educational materials.</li> <li><a href="http://www.fundalarm.com/">Fundalarm</a> - View of the mutual fund industry is slightly off-center. Helps you decide when it's time to <b>sell</b> a fund, instead of when it's time to buy.</li> <li><a href="http://ocw.uci.edu/courses/AR0102092/">Fundamentals of Personal Financial Planning</a> - A grant provided by Certified Financial Planning Board of Standards and Distrance Learning Center at University of California, Irvine. A course desgined to provide a comprehensive but easily understood overview of personal financial planning.</li> <li><a href="http://www.mscibarra.com">Indexing</a> - Indexing information.</li> <li><a href="http://www.insure.com">Insurance information and Quotes</a>  For life, auto, home, health and business insurance quotations</li> <li><a href="http://www.InsureUonline.org">Insure U online</a>  The National Association of Insurance Commissioners (NAIC) presents Insure U - Get Smart About Insurance. This site provides Consumer insurance information for those considering or buying insurance. It includes a U Quiz to test your knowledge. </li> <li><a href="http://www.irs.gov/">IRS</a>  the Internal Revenue Service</li> <li><a href="http://www.marketwatch.com/lazyportfolio">Lazy Portfolio Center</a>  If you want to know my investment philosophy (created by Paul Farrell) of a diversified portfolio of low cost mutual fund indexes check out this site. The site explains the 6 reasons behind lazy investing. It provide real time information of how eight lazy portfolios are performing. Check it out often and add it to your favorites. You can do it!</li> <li><a href="http://www.longtermcare.gov/LTC/Main_Site/index.aspx">Long-Term Care Information</a>  the U.S. Department of Health & Human Service's national clearing house for long-term care information and the "Own Your Future" campaign.</li> <li><a href="http://www.jasonzweig.com/">Jason Zweig</a>  One of the best financial columnists and authors in the business.  This site is created for investors who want to learn to think for themselves.</li> <li><a href="http://www.vanguard.com/bogle_site/bogle_home.html">John Bogle</a>  Home of the Bogle Financial Markets Research Center</li> <li><a href="http://www.kiplinger.com/yourretirement/longterm">Long-Term Care Center</a>  Kiplinger's Personal Financal Planning magazine created this site. Comprehensive and independent anwering virtually all questions associated with care coverage, from cost to Medicaid planning and more. </li> <li><a href="http://www.marketwatch.com/">MarketWatch.com</a>  It is the number one financial news and information source on the Internet founded in 1997.  The site offers top-notch financial reporting and investment tools.</li> <li><a href="http://www.medicare.org/">Medicare</a>  A resource for Medicare information</li> <li><a href="http://www.morningstar.com/">Morningstar</a>  Best source of general information about mutual funds.</li> <li><a href="http://www.mfea.com/">Mutual Fund Educational Alliance</a>  Education about mutual funds.</li> <li><a href="http://www.myfico.com">myFICO.com</a> - Best place to get your credit score. A crystal ball isn't necessary to find this magic number . It costs $15.95 to get your FICO score from Fair Issac, the company that compiles the most widely used credit scoree. Site includes advice on boosting your score.</li> <li><a href="http://www.pathtoinvesting.org/index_flash.htm">Path to Investing</a> - Retirement Planning and Investment Basics.</li> <li><a href="http://www.pimco.com">Pimco</a> - Best for bonds. At this leading fixed income specialist's site, fund mangers and bond analysts opine on the big picture and what to expect in every area of the bond market from Treasuries to municipals to high-yield , or "junk" bonds.</li> <li><a href="http://www.planforyourhealth.com">Plan for your Health</a> - Health Benefits Knowledge provided through Aetna.</li> <li><a href="http://www.pgdc.com/usa/">Planned Giving Design Center</a> - Charitable Taxation and Planned Giving</li> <li><a href="http://www.quizzle.com/">Quizzle.com</a>  Your home & money together on one site brought to you by Quicken Loans. You'll get a free evaluator of your credit (includes credit report and credit score from Experian), home value, mortgage, budgets and more.</li> <li><a href="http://www.retireearlyhomepage.com/">Retire Early</a>  If you dream about retiring early and want to know how to do it, this is the site.</li> <li><a href="http://www.hud.gov/offices/hsg/sfh/hecm/rmtopten.cfm">Reverse Mortgage</a>  Information about Reverse Mortgages through HUD</li> <li><a href="http://www.ssa.gov/">Social Security</a>  Social Security Administration on-line</li> <li><a href="http://www.scottburns.com">Scott Burns</a>  Financial Columnist for <i>Dallas</i><i> Morning News</i>.  Forty plus years of experience writing about financial issues in his  It s only money column. </li> <li><a href="http://www.treasurydirect.gov/tdhome.htm">Treasury Direct</a>  Buy direct from government for treasury bills, notes, bonds and TIPS. </li> <li><a href="http://www.ed.gov">US Department of Education</a> - College Education PLanning including estimating the cost of college.</li> <li><a href="http://www.vanguard.com/">Vanguard</a>  Vanguard Mutual Fund, the company John Bogle founded and made its name for low cost index funds.</li> <li><a href="http://www.diehards.org/">Vanguard Diehard s Forum</a>  The Bogleheads started here</li> <li><a href="http://www.wesabe.com/">Wesable.com</a>  free budgeting. Keep tabs on your expenses while you share your financial know-how with others and benefit from the group's collective expertise. Like site's ease of use and emphasis on security.</li> </ul> <p class="body_heading_text">Calculators:</p> <ul class="minimalList"> <li><a href="http://www.realage.com">Age - what is your real age?</a>  from realage.com. An indepth survey used to determine what real age is from actual age - are you younger or older than actual age - find out.</li> <li><a href="http://apps.irs.gov/app/amt">AMT</a>  Alternative Minimum Tax assistant provided by the IRS</li> <li><a href="http://www.analyzenow.com">Analyze Now Calculators </a>  A retired Boeing executive, Henry K. Hebeler, has spent the last 10 years devoted to evaluating hundreds of financial publications and beta testing commerical planning software. Site includes free calculators for pre-retirement planning, when to take social security and immediate annuity comparisons.</li> <li><a href="http://www.mortgageloan.com/calculator/">Calculators; over 100 provided including mortgage, home equity, auto loan, cd/investments, debt/credit, student, personal finance, tax and retirement</a>  provided through MortgageLoan.com</li> <li><a href="http://www.smartmoney.com/tax/capital/index.cfm?story=capitalgains"> Capital Gains Tax Calculator</a> - Worksheet for determining capital gains tax </li> <li><a href="http://www.choosetosave.org/">Choosetosave</a>  Have trouble savings? Need a financial calculator? </li> <li><a href="http://www.quicken.com/planning/debt/">Debt Reduction Planner</a>  Provided through Quicken. Will ask you for information about your debts and help you build a plan to get out of debt faster. You'll have a chance to compare your current situation against your new plan and make adjustments. Finally, you'll get an action plan & links to other resources (free credit report). </li> <li><a href="http://www.fireseeker.com/">Fireseeker</a>  A detailed online calculator for determining satisfactory portfolio withdrawal rates in retirement.</li> <li><a href="http://cgi.money.cnn.com/tools/retirementneed/retirementneed_plain.html">How Much Do You Need To Retire</a>?  Provided through CNN/Money</li> <li><a href="http://www.bankrate.com/brm/rate/calc_home.asp">Interest Rates</a>  For mortgage, auto, home equity, investment and credit cards </li> <li><a href="http://www.immediateannuities.com">Immediate Annuities</a>  Get immediate annuity quotes. </li> <li><a href="https://retirementplans.vanguard.com/VGApp/pe/pubeducation/investing/LTgoals/CommonSensePln4Stps.jsf?SelectedSegment=BuildingWealth">Investor Questionnaire and other retirement tools</a>  test your risk tolerance plus other investment related tools and calculators from Vanguard.</li> <li><a href="http://screen.morningstar.com/ira/iracalculator.html">IRA</a>  Are you eligible and if are which IRA to choose</li> <li><a href="http://www.nylim.com/rcg/0,2058,70_1020085,00.html">RMD</a>  Calculator to determine Required Minimum Distributions for tax deferred investments if age 70 1/2 or older.</li> <li><a href="http://www.nationwide.com/nw/nrri/index.htm?RACInternalRef=nwcom&page=iandrlanding">RetirAbility Check </a>  Are you financially on track for retirement? A retirement calculator provided through Nationwide. Will you be ready for retirement when the time comes? Takes 8 minutes to find out after answering a few questions.</li> <li><a href="http://www.ssa.gov/estimator">Retirement Estimator from Social Security Administration. </a>  new retirement estimator using your live data!</li> <li><a href="http://cgi.money.cnn.com/tools/retirementplanner/retirementplanner.jsp">Retirement Planner</a>  Retirement planner provided through CNN/Money</li> <li><a href="http://www.firecalc.com">Retirement withdrawl strategy calculator </a>  Calculator to help determine if one can retire today with what one has and at what it will cost to live and maintain lifestyle.</li> <li><a href="http://www.reversemortgage.org/">Reverse Mortgage</a>  Reverse Mortgage calculator </li> <li><a href="http://www.simpletuition.com/">Student loan tool</a>  This easy-to-use calculator lets you compare lender discounts on federal student loans as well as private-loan options. The site labels sponsoring lenders. </li> <li><a href="http://www.kiplinger.com/money/taxes/">Tax (federal) withholding calculator</a>  If you regularly get an income tax refund, you're paying Uncle Sam too much. Give yourself a pay raise with a simple tax-withholding calculator.</li> </ul> <div> &nbsp; <div class="prevPage"><a href="recommended_reading.htm">&lt;&lt; Previous</a></div> <div class="nextPage"><!--a href="sitesandcalculators.htm">Next &gt;&gt;/a--></div> </div> </div> </div> <div id="navbar"> <ul id="nav"> <li><a href="about_menu.htm">ABOUT US</a> <ul> <li><a href="what_we_do.htm">What&nbsp;We&nbsp;Do</a></li> <li><a href="who_we_are.htm">Who&nbsp;We&nbsp;Are</a></li> <li><a href="current_ADV.htm">Current&nbsp;ADV</a></li> </ul> </li> <li><a href="services_menu.htm">SERVICES</a> <ul> <li><a href="comprehensive_financial_planning.htm">Comprehensive&nbsp;Financial&nbsp;Planning</a></li> <li><a href="segmented.htm">Segmented&nbsp;(Goal&nbsp;Specific)</a></li> <li><a href="second_option.htm">Second&nbsp;Opinion</a></li> <li><a href="custom_solutions.htm">Custom&nbsp;Solutions</a></li> <li><a href="training.htm">Training&nbsp;on&nbsp;investing&nbsp;and&nbsp;cash&nbsp;flow</a></li> </ul> </li> <li><a href="resources_menu.htm">RESOURCES</a> <ul> <li><a href="forms.htm">Forms</a></li> <li><a href="articles.htm">What's New/Articles</a></li> <li><a href="http://revelationfp.blogspot.com/">Comments</a></li> <li><a href="recommended_reading.htm">Recommended&nbsp;Reading</a></li> <li><a href="sitesandcalculators.htm">Websites&nbsp;and&nbsp;Calculators</a></li> </ul> </li> <li><a href="mailto:info@revelationfp.com">email us</a> <ul> <li><a href="mailto:info@revelationfp.com">info@revelationfp.com</a></li> </ul> </li> </ul> <div id="fpalogo"> <img alt="Member of the Financial Planning Association" src="images/FPALogo.gif" /> </div> </div> <div id="rightbar"> </div> <div id="footer-wrapper"> <div id="footer"> Tested on <a href="http://www.microsoft.com/ie/">IE 6.0 SP2</a>, <a href="http://www.mozilla.com/firefox/">Firefox 1.5.0.1</a> </div> </div> </body> </html>